L&T FINANCE INDIA

With strong domain knowledge of the infrastructure and rural segments and an ability to establish and grow new lines of business through both organic and inorganic routes, L&T Finance Holdings Limited envisions becoming a dominant player in the financial services industry.

BLAZE TO BRILLIANCE
Promoted by one of India’s leading companies, Larsen & Toubro, L&T Finance Holdings Limited offers a diverse range of financial products and services across retail, corporate, housing and infrastructure finance sectors as well as mutual fund products and investment management services.
Headquartered in Mumbai, the company has a presence in 23 states in India. Through its wide network of offices, it effectively caters to the growing business needs of its diverse customer base. Individual retail customers or large companies, banks, multinational companies or SMEs, whoever their customer may be, L&T Finance holds a singular aim of providing them all with satisfactory customer service, tailored to their requirements.
Its operations are arranged into five business groups— infrastructure finance group, retail finance group, corporate finance group, investment management group and housing finance group. It also offers a diverse range of financial products and services across retail, corporate, housing and infrastructure finance sectors as well as mutual fund products and investment management services.
FAITH FACTOR
India knew L&T as an engineering and construction powerhouse and did not expect to see it in the finance sector. However, the company took up the challenge and firmly placed L&T Finance Services in the financial business sector. L&T Finance thrives to answer different customer needs with a comprehensive range of financial products and services.
L&T Finance has a proven track record of establishing and growing new businesses with a loan book growth of 36 per cent CAGR and PAT growth of 23 per cent CAGR for the last 6 years. As of June 2014, its mutual fund business is ranked 14th with assets under management of INR 198.95 billion. Its wealth management business has assets under service of more than INR 60 billion within two years of its inception.
ENGAGEMENT THAT ENTHRALS
As of March 31, 2014, the company employed 2,933 people. It has a balanced mix of high growth business supported by a strong distribution network. In 2011, L&T Finance Holdings was successfully listed with oversubscription of 5.34 times and it witnessed significant participation of retail investors. L&T Infra Finance, an operating subsidiary of L&T Finance Holding, secured Infrastructure Finance Company (IFC) status in 2010 and was notified as a Public Financial Institution (PFI) in 2011.
In 2013, L&T Finance started two new business lines—two-wheeler financing and housing finance and Indo-Pacific housing finance. In 2014, the total loan book of L&T Finance crossed INR 400 billion.
INNOVEDGE
It launched an integrated voice and non-voice call centre to support and drive campaigns of all forms of customer communications. It also initiated a series of investor education programmes to increase awareness about mutual fund products through both conventional and new media.
BRAND PROMISE
Retaining the values of customer orientation, teamwork, trust and transparency, L&T Finance shares the professional values and ethos of its parent company and has earned and maintained a reputation for reliability, transparency of operations and absolute integrity. A steady growth rate validates the trust that the industry has reposed in the company.
The company ensures transparency through disclosure of all its product information and understands the needs of clients and, hence, customises products accordingly.
An emerging strategic business partner and a solution provider, L&T Finance nurtures human capital and develops leadership for professional excellence through meritocracy and a continuous learning environment.