Digibank is a smart bank shrunk to fit into your smartphone. digibank is brought to you by DBS Bank, one of Asia’s leading financial institutions that’s recognized as the ‘Safest Bank in Asia’ for 7 consecutive years. digibank provides for paperless, presenceless and cashless transactions, completely transforming the banking industry.
BLAZE TO BRILLIANCE
In an era of hyper competitiveness in the banking sector, DBS Bank has smartly leveraged India’s fast growing smartphone base to launch India’s first mobile-only bank. digibank makes banking hassle-free and life a whole lot easier. It is India’s first ever bank that lets you open an account without any paperwork or signatures. Only your Aadhaar card number and biometric is required for authentication.
ENGAGEMENT THAT ENTHRALLS
Bank’s digital offering stands out because of an inbuilt dynamic security system that takes away the need for one-time authentication and a natural language interface that allows customers to use voice commands to transact.
Recognizing that safety is uppermost on consumers’ minds, digibank offers peace of mind through dynamic inbuilt security. Unlike how most bank customers are used to receiving One-Time Passwords (OTPs) via SMS, and then typing codes into pages to authorise their mobile banking transactions, digibank has an embedded soft token security. It avoids the need to wait for SMSs and provides even stronger security for 
transaction authorisation.
1. In Asia, DBS is the only bank harnessing experimental conversational technology from Kasisto.
2. Digibank e-wallet helps to pay phone bills, electricity bills, make recharges and with your VISA virtual debit card, you can shop at over 1,00,000 online merchants.
PROMISE BEACON
1. digibank has an embedded soft token dynamic inbuilt security.
2. A natural language interface allows customers to use voice commands to transact.
FAITH FACTOR
In Asia, DBS is the only bank harnessing experimental conversational technology from Kasisto, a spin-off from SRI International which created the technology behind Siri. In-built into digibank is a budget optimiser that helps customers do the budgeting, track expenses and analyse purchasing trends for users. The function is smart enough to understand customer behaviour and preferences, synthesise data, and provide recommendations.
INNOVEDGE
Breaking away from conventional banking norms with tiring form-filling and cumbersome processes, digibank is a completely paperless, signature-less and branchless bank. It’s flexible, available and totally dependable with its high standards of safety.
BRAND PROMISE
India was the first country where the bank has launched this initiative as no other country in the world offers eKYC. The bank believes that India has the best digital infrastructure and with its mobile-only platform, the bank seeks to scale up its efficiencies and pass on significant benefits to customers in the form of greater customer value.
